Memphis finishes whirlwind stretch with Cotton Bowl loss

Memphis running back Kenneth Gainwell (19) carries the ball against the Penn State in the first half of the NCAA Cotton Bowl college football game, Saturday, Dec. 28, 2019, in Arlington, Texas. (AP Photo/Ron Jenkins)

Penn State running back Noah Cain (21) reaches across the goal line to score a touchdown as Memphis defenders including Memphis defensive end Bryce Huff (55) try to stop him in the second half of the NCAA Cotton Bowl college football game, Saturday, Dec. 28, 2019, in Arlington, Texas. Penn State won 53-39. (AP Photo/Ron Jenkins)

Memphis quarterback Brady White (3) throws against Penn State in the second half of the NCAA Cotton Bowl college football game, Saturday, Dec. 28, 2019, in Arlington, Texas. Penn State won 53-39. (AP Photo/Ron Jenkins)

Memphis offensive lineman Obinna Eze (77) celebrates after Memphis kicked a field goal against Penn State in the first half of the NCAA Cotton Bowl college football game, Saturday, Dec. 28, 2019, in Arlington, Texas. (AP Photo/Ron Jenkins)

Memphis quarterback Brady White (3) looks to throw as Penn State defensive end Yetur Gross-Matos (99) closes in during the first half of the NCAA Cotton Bowl college football game, Saturday, Dec. 28, 2019, in Arlington, Texas. (AP Photo/Ron Jenkins)